PETTUS Credit Driver has the finance programs to get you on the road, even with less than perfect credit. We are here to make your car buying experience convenient and hassle free.
Finding a dependable used car dealership that offers flexible subprime financing near Oakville, Missouri isn’t always easy. But for local drivers looking for second chance financing, no credit approval, or bad credit auto loans, your journey just got a whole lot easier. Our dealership specializes in helping drivers from Oakville and nearby St. Louis County communities get approved for the vehicle they need—even if their credit history is less than perfect.
We understand that life throws curveballs—job loss, medical bills, divorce, or even bankruptcy. That’s why our team is focused on rebuilding credit and offering tailored financing solutions that match your budget and situation. We proudly serve Oakville, MO, and surrounding cities with a wide range of quality pre-owned inventory and easy online credit approval.
Whether you're looking to apply for financing today or want to learn more about our approval process, we're here to walk you through every step.
Located just an hour south of Oakville, our dealership is worth the short drive for the right financing options. We offer:
Competitive pricing on cars, trucks, and SUVs
In-house lending partners that specialize in subprime credit
A team that listens and works to say "yes" when others say "no"
Vehicles backed by available warranty protection for extra peace of mind
We help Oakville shoppers trade in their old vehicle, even if they still owe money on it. Use our convenient trade-in valuation tool to get started.
Busy Oakville residents love how simple we make things. From the comfort of your home, you can:
Browse our current inventory
Apply for financing online
Refer a friend and earn rewards
Read real customer testimonials
Even write a review of your experience
We report every on-time payment to the credit bureaus, helping Oakville customers improve their credit over time. Our subprime auto loans can be the first step to rebuilding your financial profile and getting back on track.
We also provide:
Options for first-time buyers
Help for customers recently denied elsewhere
A hassle-free, no-pressure buying experience
Guidance on how to lower your interest rate over time
Take a moment to learn more about our dealership and why so many drivers from Oakville and the greater St. Louis area are making the switch to our trusted team.
We’re committed to helping our Oakville customers find the right vehicle and the right loan—even if you’ve been turned down before. Use our loan calculator to estimate payments and see what’s possible.
We’re located just down I-55 and US-67—an easy trip from Oakville. Contact our team today using the contact form or view directions to our lot on the locations page.
How soon can I get approved for a vehicle? In many cases, same-day approvals are possible using our online credit application.
What kind of down payment do I need? We work with a wide range of budgets. Contact us to explore low down payment options.
Do you help first-time buyers? Yes! We have financing programs for Oakville buyers with no credit history.
What if I’ve had a bankruptcy or repossession? No problem. We specialize in second-chance financing and can help get you approved.
Do you report to the credit bureaus? Yes. Every on-time payment helps build your credit when you finance through us.
Don’t let bad credit hold you back. Get pre-qualified today and take the next step toward reliable transportation and a brighter credit future.
👉 Apply for Financing Now
