PETTUS Credit Driver has the finance programs to get you on the road, even with less than perfect credit. We are here to make your car buying experience convenient and hassle free.
If you live in or around Festus, Missouri and have been struggling to get approved for a vehicle loan due to bad credit, no credit, or new credit, you're in the right place. Our dealership group is proud to specialize in bad credit used car financing for shoppers in Festus and surrounding Jefferson County communities. Whether you’ve had credit challenges due to medical bills, bankruptcy, divorce, repossession, or simply haven’t had time to build a credit history yet—we’re here to help.
We believe that where you’ve been shouldn’t define where you’re going. That's why we’ve created a simpler, more flexible process to get Festus-area drivers into the quality used cars, trucks, and SUVs they need—with payments they can afford.
We know life happens. Unexpected setbacks shouldn’t keep you from safe, reliable transportation. Whether you're commuting to work, dropping the kids off at school, or heading down Main Street in Festus, having your own car is essential. We make it easier for Festus residents with poor or limited credit to get back behind the wheel without judgment.
We look beyond credit scores and focus on your stability, income, and ability to make consistent payments. If you’re ready to take the first step toward rebuilding your credit and regaining your independence, apply for financing today.
Unlike traditional banks or national lenders, we don’t treat you like just another number. Festus residents choose us because we offer:
Fast approvals based on your current situation, not your past
A wide range of pre-owned cars, trucks, SUVs, vans, and crossovers
Competitive pricing and flexible payment plans
A convenient, pressure-free shopping experience
A track record of helping thousands across Missouri & Illinois rebuild credit
We know what it’s like to hear "no" from one dealership after another. That's why our mission is to say YES when others won’t.
At our dealership group, we only offer quality-inspected vehicles that meet our high standards for reliability and value. Each vehicle goes through a thorough inspection to ensure it’s ready to serve your needs for years to come. Whether you're looking for a fuel-efficient compact, a family-sized SUV, or a powerful pickup for work—we’ve got options for every Festus lifestyle and budget.
Check out our Pre-Owned Inventory now to see what’s available, or use our Vehicle Finder Tool if you’re looking for something specific.
From first-time buyers with no credit to drivers recovering from bankruptcy, Festus residents can get approved with us regardless of their credit history. Here’s who we help every day:
Bad credit or subprime credit borrowers
No credit or thin-file credit profiles
New to credit (young buyers)
Past repossessions or charge-offs
Recent divorce or job changes
Prior bankruptcy (Chapter 7 or 13)
The bottom line? If you have income, stability, and a desire to succeed—we can help.
Ready to take the first step? Get started now with our secure Credit Application or visit our Pre-Approval page to see how it works.
Our dealership group proudly serves drivers throughout Jefferson County, but Festus holds a special place for us. We’ve helped residents from Festus, Crystal City, Herculaneum, Pevely, and beyond find their perfect vehicle and start their credit recovery journey.
We’re not just selling cars—we’re helping rebuild lives and restore confidence one customer at a time. It starts with you. Contact Us Today to talk to a friendly credit specialist who understands your situation.
Festus shoppers deserve honesty, respect, and real solutions. That’s why we:
Offer no-obligation credit approvals
Provide free vehicle history reports
Report your payments to help rebuild your credit score
Offer a limited Vehicle Warranty on qualifying inventory
Invite all customers to Read Our Testimonials and Write a Review after their experience
Looking to upgrade or need to get out of a current loan? We accept trades—even with remaining balances. Value Your Trade today and let us help you get the most for your vehicle, regardless of condition or equity.
Festus residents searching for bad credit used cars near me—look no further. Whether you're tired of getting denied or just need someone to finally listen to your story, we’re ready. You’ve waited long enough. Let’s get you moving again.
✔ Start Your Application ✔ Browse Our Inventory ✔ Schedule a Visit
We help Festus drivers every single day. Let today be the day we help you.
