Pettus CDJR - Farmington

Welcome to Pettus Credit Driver—your trusted destination for credit-friendly car buying across Southeast Missouri and Southern Illinois. We specialize in helping customers with all credit types—including bad credit, no credit, and new credit—get approved for financing on a wide selection of both new and used vehicles. Unlike traditional Buy Here Pay Here dealerships, Pettus Credit Driver works exclusively with respected banks, credit unions, and third-party lenders to provide real, long-term lending solutions that can help rebuild and strengthen your credit score over time.

Our massive inventory includes new cars, trucks, and SUVs from trusted brands like Ford, Dodge, Chrysler, Jeep, and Ram. Whether you’re looking for a rugged Ram 1500, a family-friendly Chrysler Pacifica, a sporty Dodge Charger, a durable Jeep Wrangler, or an iconic Ford F-150, you’ll find a huge selection right here. We also carry high-quality used vehicles of all makes and models, including certified pre-owned options, budget-friendly trade-ins, and premium low-mileage vehicles—all available with competitive financing options.

At Pettus Credit Driver, we know that life happens. Maybe you’ve been turned down by other dealerships due to credit issues, or maybe you’re a first-time car buyer just starting to build your credit. We believe everyone deserves a second chance and a reliable vehicle, which is why we make the process easy, transparent, and judgment-free. Our finance team works tirelessly to match you with the right lender based on your income and situation—not just your credit score. We’re here to say “yes” when others say “no.”

With locations in Fredericktown, DeSoto, and Farmington, MO, we proudly serve customers from Belleville, IL; Cape Girardeau, MO; Oakville, MO; Wildwood, MO; Ballwin, MO; Kirkwood, MO; Arnold, MO; Jackson, MO; Poplar Bluff, MO; Festus, MO; Mehlville, MO; Affton, MO; Ellisville, MO; Crestwood, MO; Lemay, MO; Sappington, MO; Murphy, MO; Cahokia, IL; Webster Groves, MO; Waterloo, IL; and De Soto, MO. If you’re searching for “car loans near me” or “bad credit auto financing near me,” Pettus Credit Driver should be your first stop.

Our website is built to make car shopping simple. From browsing new and pre-owned inventory to filling out a secure online credit application, everything you need is at your fingertips. We offer vehicle search tools, value-your-trade calculators, payment estimators, and educational resources about credit and financing. And when you’re ready to take the next step, our team is just a call or click away.

We know that bad credit doesn’t define you. Whether you’ve experienced job loss, divorce, medical bills, or other life events that affected your score, Pettus Credit Driver is here to help you bounce back. Many of our customers have successfully rebuilt their credit and traded up to newer vehicles after just 12 to 24 months of on-time payments with one of our trusted lenders. You could be next.

Our customers love us because we make things simple, fast, and friendly. We never push you into a deal you don’t understand. Instead, we take the time to walk through every step—explaining your approval, down payment options, monthly payments, interest rates, and warranty coverage. Our goal is to put you in a car you love with a payment that fits your lifestyle.

We understand the power of location-based service. That’s why we target the areas where buyers are most active and most underserved by traditional dealers. Whether you’re in a rural part of Missouri or just across the river in Illinois, Pettus Credit Driver is uniquely positioned to help. Our experience in the subprime auto market, coupled with our access to major franchise inventory, sets us apart from other lenders and dealers.

And we’re not just selling cars—we’re building relationships. When you buy from Pettus Credit Driver, you join a growing community of people who are working to improve their credit and secure better opportunities for the future. Our job isn’t done when you drive off the lot—it’s just beginning.

Searches like “cheap used cars near me,” “get approved for auto loan with bad credit,” and “Dodge Ram financing near me” all lead back to Pettus Credit Driver. That’s because we’ve built our business around understanding what people need when shopping with credit challenges in mind. We optimize every part of our operation to deliver unmatched service, speed, and satisfaction.

Still unsure? Visit our dealership in Farmington, DeSoto, or Fredericktown, MO, and experience the difference in person. Take a test drive, meet our finance team, and explore the latest inventory of new Chrysler, Dodge, Jeep, Ram, and Ford vehicles—as well as a rotating stock of hand-selected pre-owned cars.

With over 400 vehicles available, constant trade-ins, and relationships with lenders who understand real-life challenges, Pettus Credit Driver makes it easier than ever to drive home happy. We’re here for you—whether your credit is perfect, new, or in recovery.

Rebuilding credit? New to the lending system? Just want a better deal than the big-box dealerships offer? We’ve got you. Pettus Credit Driver is the better way to buy.

Pettus Credit Driver—where credit challenges meet real solutions. Serving Southeast Missouri and Southern Illinois with compassion, transparency, and horsepower.